Funding
Funding 2018-11-02T13:20:13+00:00

Funding

Help and Advice with Funding

“Over the past 4 years some £16bn of lending has been sucked out of the SME sector which employs over 15 million people and continues to be the lifeblood of the UK economy.”

Being able to access the right finance at the right time is fundamental to any business and never more so when they hit a short term financial crisis.

Please click on the link to download a copy of our Company Brochure – Coyne Consultancy Company Brochure.

In recent years banks have significantly adjusted their lending criteria and even well-run, profitable businesses with good credit histories have found it difficult to persuade their bank to support them. This is further compounded by banks reducing their customer facing managers and many businesses being looked after via a telephony offering, with no continuity of relationship or any ability to demonstrate face to face what you do, how you do it, what problems you face and how you are trying to overcome them.

This has resulted in the development of a growing role for specialist lending advisors and more alternative finance products becoming available to SMEs. In response to that I set up Aedesia Ltd along with co-director Richard Lees, who spent 28 years with Lloyds Bank in their corporate and commercial sector.

Together we can advise on the most appropriate financial structure for your business and where best to source those funds.

We offer speed, flexibility and exceptional customer service as we look to guide you through the new funding landscape.

If you need funding advice or feel that your current lenders are unwilling or unable to help, then please contact me or call me on 07778 999883 for an initial discussion at any time.

Benefits of Funding Advice from Aedesia

  • Our bespoke team has over 60 years of relevant experience.
  • Excellent relationships with reputable alternate lenders who we work with repeatedly.
  • Access to funds not available through mainstream lenders
  • We hold your hand through every stage of the process
  • Speed, flexibility, exceptional customer service and a greater desire to do deals.

Types of funds we can help with

  • Commercial Property
  • Business asset finance & leasing
  • Working capital finance
  • Property development finance
  • Overdrafts

Funding checklist

1. Check your business credit report

  • This will play a key role in reassuring lenders that your finances are healthy, if not, call me
2. Ensure your business plan is robust
  • How much money do you need?
  • What will you do with it?
  • When and how will you repay the loan?
  • What will happen if you don’t get the loan?
3. Get your paperwork in order
  • The more information you have on your company, the better
  • Prepare a business plan
  • Ensure you have up to date trading accounts, profit & loss and balance sheet
  • Ensure you have cash forecasts to demonstrate affordability