“Over the past 4 years some £16bn of lending has been sucked out of the SME sector which employs over 15 million people and continues to be the lifeblood of the UK economy.”
Being able to access the right finance at the right time is fundamental to any business and never more so when they hit a short term financial crisis.
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In recent years banks have significantly adjusted their lending criteria and even well-run, profitable businesses with good credit histories have found it difficult to persuade their bank to support them. This is further compounded by banks reducing their customer facing managers and many businesses being looked after via a telephony offering, with no continuity of relationship or any ability to demonstrate face to face what you do, how you do it, what problems you face and how you are trying to overcome them.
This has resulted in the development of a growing role for specialist lending advisors and more alternative finance products becoming available to SMEs. In response to that I set up Aedesia Ltd along with co-director Richard Lees, who spent 28 years with Lloyds Bank in their corporate and commercial sector.
Together we can advise on the most appropriate financial structure for your business and where best to source those funds.
We offer speed, flexibility and exceptional customer service as we look to guide you through the new funding landscape.
If you need funding advice or feel that your current lenders are unwilling or unable to help, then please contact me or call me on 07778 999883 for an initial discussion at any time.