Negotiating with creditors is not for the faint hearted and lenders are unlikely to just roll over. If you don’t think you can handle it yourself then you can enlist my support to lend credibility to your request for time to pay. Having an intermediary between you and the creditor can remove the emotion from the situation and increase the likelihood of success.
If negotiations fail you may need to consider how you will respond to the court and/or insolvency proceedings. I can refer you to one of my many trusted solicitors or insolvency practitioners on a free of charge basis, for advice on your options.
For help and advice on negotiating with creditors, please contact me or call me on 07778 999888 for a free initial discussion, with no obligation.